How To Buy Health Insurance

As an educated consumer, you likely already know that many options exist when it comes to buying individual health insurance Florida.  There is the quickie online quote that gives you bare-bones protection.  The company-sponsored plan, often a great deal for you and a major money drain when it comes to adding dependents.  A personalized policy thats custom-tailored to match your unique risks.


How will you choose to purchase your health insurance? No matter the route you travel to get to that coverage, a few integral steps need to be followed after you have decided on a plan: 


        Determine the effective date of the policy.  When will the carrier take responsibility for any claims?  Normally, this date falls on the first of the month.

         Fill out a complete and total application that declares all disclosures before buying health insurance Florida.  Cite any pre-existing conditions and/or current coverage elections.

        Pay and bind your coverage.  Do not put this step off if an emergency were to occur, the insurance carrier wont be liable to pay for any costs until the coverage is bound.


Be an informed health insurance Florida consumer.  Quick quotes are available, and a seasoned insurance veteran is available to talk with you about your unique coverage needs.


Contact an Allegiance Financial broker today by calling (813) 837-5363 and talk with a professional who understands how to navigate the different health insurance markets.