Florida Medicare advantage plans
If you are enrolled under Medicare Part A or Part B you may want to take a closer look at Medicare Part C. Medicare Part C, also known as a Florida Medicare advantage plans is a form of Medicare insurance issued through private insurance companies that offers many of the benefits that are missing from both Part A and Part B.
Just one of the things that makes a Medicare Advantage plan well worth looking into is the fact that is covers everything covered under Part A and Part B as well as extras such as vision, dental, hearing and prescription drugs.
The way it works is Medicare pays your insurance company its share of your care every month but each insurance company may have different coverage options for the extras, different out of pocket expenses allowed as well as different rules on how you may receive covered services. For instance some Florida Medicare advantage plans require you to use a primary care physician and a provider network while some do not.
The different types of Medicare Advantage plans are similar to the different types of health insurance plans on the market today and include HMOs, PPOs, PFFs, and SNP( special needs plan),as well as a few lesser known options such as a Medical Savings Account Plan.
A MSAP is a plan that has a high deductible coupled with a savings account to pay for medical services. Medicare deposits a certain amount into a savings account with a bank that you can then use to pay for your health care expenses.
Not all Florida Medicare advantage plans are created equal. Although they all offer the same basic coverage like all health insurance you will need to do some research to discover not only which plan is the right plan for you but which plan fits your budget as far as premiums, co payments, deductibles and co insurance.
For more information or for great quotes on the coverage you need just give us a call or click the above link to go to our fast free quote engine.