GA Medicare Explained
GA Medicare is a health insurance program that is available for seniors and people that are permanently disabled and receive Social Security disability benefits. GA Medicare like Medicare programs across the country went through a transformation in the last decade or so.
Traditional Medicare consists mainly of Medicare Part A and Medicare Part B. Traditional Medicare unfortunately does not provide adequate coverage to meet actual medical costs. Historically Medicare did not do a very good job of covering prescription costs. Georgia Medicare Part D is the part of the GA Medicare program that is available to cover prescription costs.
Georgia Medicare Part D is available to anyone that is enrolled in Medicare Part A and Part B. It is not very comprehensive and has a large deductible that has to be met before the benefits will kick in.
Luckily the new rules that were instituted allows for private insurance companies to offer Medicare alternatives and supplemental plans including Georgia Medicare Part D plans.
Medicare is not free! Most people do not realize that Medicare is not free; you actually have to pay a premium each month for Medicare Part B. You also have to pay a premium for Georgia Medicare Part D. The cost is usually low and is based on a complex formula that is based on income.
If you are going to pay for something you should at least get coverage that you can count on. A better option than Georgia Medicare Part D is Medicare Part D supplemental insurance from private carriers. These plans are much more comprehensive and don't usually cost much more as far as premiums are concerned.
In many instances Georgia Medicare Part D coverage comes as part as a Medicare Advantage Plan. The best part about these plans is that they are guaranteed acceptance plans.
Medicare alternative plans offered by private carriers are guaranteed acceptance plans. This means that if you are eligible for Medicare than you cannot be turned down! These plans are also standardized which means that they have to provide at least as much coverage as the traditional Medicare parts do.
In most cases to be eligible for GA Medicare Part D supplemental coverage through a private health insurance provider you will have to be enrolled and paying for Medicare Part B. Many people find it to be more affordable to simply purchase Medicare Advantage coverage that includes Medicare Part D coverage.
Cover Your Options
We can help you review all of your options so that you can see what plan is most advantageous to you. Affordable Health Insurance Solutions is here to present you with your options and point you in the right direction.
Start by requesting your free Georgia Medicare Part D insurance quotes today. We will provide you with a list of quotes and provide you the support you need to make an informed choice. Get your free Georgia Medicare Part D quotes today!